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Tip 1 – File All Required Documents. Your bankruptcy filing will consist of the Voluntary Petition, Schedules, Statements and a Plan. If you filed your bankruptcy case without filing the Schedules, Statements and/or Plan, you will be given 14 days to file the missing documents. If you do not file the missing document(s) or request an extension before the deadline, your bankruptcy case may be dismissed. Stay in your case by filing all required documents.

Tip 2 – Make Your Plan Payment. You must make your first Plan payment within 30 days after the date of filing and each month thereafter. Plan payments may be made by wage deduction, check, cashier’s check, money order or electronic payment. If your Trustee is Rebecca A. Herr, you can make your electronic payment using her epay link or if your Trustee is Robert S. Thomas II you can make your payment using his electronic remittance of plan payments link. Failure to make your plan payments will result in the dismissal of your case.

Tip 3 – Review Your Court Mail. It is critically important that you check your mail for bankruptcy-related notices so that you can take action within the time specified in the notice. In order to receive court notices and orders by email instead of U.S. Mail, you may request participation in the Debtor Electronic Bankruptcy Noticing (DeBN) program. You can get your DeBN application on the U.S. Bankruptcy Court’s website.

If you would like more tips and information about Chapter 13, please do not hesitate to call me for a free consultation. If you would like to hire me, you can pay me affordably in your Plan.

Attorney Shawn W. Carter is responsible for the content of this website. The information on this website is provided for educational and advertising purposes for the public.  The information is not intended as, and should not be construed as legal advice. The use of the information provided in these pages does not form any contractual or other forms of attorney-client relationship with the reader or user of the information.   Please consult with an attorney regarding your particular factual and legal circumstances.  An attorney-client relationship cannot be created before the firm has accepted the representation and confirmed the representation in writing. 

Please do not send us any confidential information about any matter that may involve you unless we have agreed that we will be your lawyer and represent your interests. The best way for you to initiate a possible representation is to contact the office so that we can explain the steps that must be followed. When you enter into a retainer agreement from us, you will be our client, and we may then exchange information freely.

Nothing on this website is intended to state or imply that the quality of the legal services to be performed by Shawn W. Carter is better than the quality of legal services performed by other lawyers.  You must be a resident of, or authorized to do business in, the State of Maryland in order to use the legal services offered by this website and the law firm. 

We are a federally designated debt relief agency.  We help people file for bankruptcy under the Bankruptcy Code.  This statement is required by 11 U.S.C. § 528(a)(4), however, it does not state the full range of services available from this firm. 

Discrimination is Against the law. We comply with applicable federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex, including sex stereotypes and gender identity. We do not exclude people or treat them differently because of their race, color, national origin, age, disability, or sex.

Note: each case is different and the past record of a lawyer is no assurance that the lawyer will be successful in reaching a favorable result in any future case.