Bankruptcy law balances rights of creditors to get paid with rights of debtors to get a fresh start. The most important source of bankruptcy law is the Bankruptcy Code which is title 11 of the United States Code, referred to herein as “the Code”. Another important source of bankruptcy law are the guidelines contained in the Federal Rules of Bankruptcy Procedure referred to herein as the “Bankruptcy Rules”. In addition to the Code and the Bankruptcy Rules, are the local bankruptcy rules. Disputes about the application of the Rules and the Code have resulted in numerous cases which may begin in state courts, bankruptcy courts, district courts, appellate courts and some of which have reached the Supreme Court.
The types of bankruptcy cases that we usually file are liquidation under Chapter 7 of the Code and reorganization under Chapter 13 of the Code. With many of the bankruptcy laws on your side, you can “Empower Your Fresh Start” and utilizing all of the tools of available to you under the Code.
We have successfully represented numerous people with credit card debt, judgments, repossessions, tax debt and foreclosure issues. We have saved homes for some clients and provided peace of mind for many more. Let us talk with you to determine if bankruptcy is the option that could help in your situation. Every person’s situation is different. We encourage you to speak with an attorney to help you understand how to make the right move for your circumstances.
Please be advised that to be eligible to file for bankruptcy, with some limited exceptions, you must have received a credit counseling briefing from an approved nonprofit budget and counseling agency within 180 day before filing the bankruptcy case. A list of approved nonprofit budget and counseling agencies is available on the U.S. Department of Justice website.
We are a federally designated debt relief agency. We help people file for bankruptcy under the Bankruptcy Code. This statement is required by 11 U.S.C. § 528(a)(4), however, it does not state the full range of services available from this firm.